This pri­va­cy state­ment is applic­a­ble to the UMFM web­site. By using this site, you agree to the terms and con­di­tions below.

UMFM respects the pri­va­cy of its Inter­net users and will pro­tect that pri­va­cy as vig­or­ous­ly as possible.

UMFM does not col­lect infor­ma­tion that per­son­al­ly iden­ti­fies indi­vid­u­als except when indi­vid­u­als pro­vide such spe­cif­ic infor­ma­tion on a vol­un­tary basis. In all such cas­es, UMFM will col­lect only infor­ma­tion that is vol­un­tar­i­ly pro­vid­ed by the user and under­takes that such infor­ma­tion will be kept strict­ly con­fi­den­tial. Indi­vid­ual infor­ma­tion pro­vid­ed to UMFM to gain access to any fea­ture of our web­site will not be sold or made avail­able to a third par­ty. The only excep­tion for dis­clos­ing user infor­ma­tion is when required by law or when user is sus­pect­ed of ille­gal­ly inter­fer­ing with our sys­tems, files and copy­rights. Adher­ing to the lat­est laws, UMFM does not want or keep per­son­al infor­ma­tion of read­ers under thir­teen years of age.

UMFM reserves the right, how­ev­er, to per­form sta­tis­ti­cal analy­ses of user behav­iour and char­ac­ter­is­tics, in order to mea­sure inter­est in and use of the var­i­ous sec­tions of its sites so as to improve design and nav­i­ga­tion and to gath­er mar­ket­ing infor­ma­tion. Only aggre­gat­ed data from these analy­ses, not indi­vid­ual data, will be used for this purpose.

As well, users should be aware that cer­tain non-per­son­al infor­ma­tion and data may be auto­mat­i­cal­ly col­lect­ed by UMFM through the oper­a­tion of what are called ​“cook­ies”. ​“Cook­ies” are small text files that iden­ti­fy an indi­vid­ual com­put­er’s brows­er enter­ing a web site. They allow the site to track that browser’s move­ment through the site over sev­er­al ses­sions. Through cook­ies, a web site can rec­og­nize repeat users, facil­i­tate the user’s access to and use of the site and allow a site to track usage behav­iour that will allow con­tent improve­ments. UMFM uses cook­ies only for the above-men­tioned pur­pos­es and will not use them to iden­ti­fy users or to track non-UMFM usage.

If you do not want a cook­ie placed on your com­put­er by UMFM, you may dis­able cook­ies alto­geth­er by mod­i­fy­ing the Pref­er­ences sec­tion of your brows­er. Note that it is pos­si­ble that some aspects of UMFM may be unavail­able to you if you choose this option.

If you have no prob­lem accept­ing cook­ies, but wish to be informed of their appear­ance, you may turn on a warn­ing prompt by mod­i­fy­ing the cook­ie warn­ing section.

Users should be aware that when you are on UMFM, you could be direct­ed to oth­er sites that are beyond our con­trol. There are links to oth­er sites from the UMFM pages that take you out­side our service.

For exam­ple, if you ​“click” on a relat­ed links site, the ​“click” takes you off our site. This includes links from adver­tis­ers, spon­sors and part­ners that may use UMFM logo as part of a co-oper­a­tive or co-brand­ing agreement.

These oth­er sites may send their own cook­ies to users, col­lect data or solic­it per­son­al infor­ma­tion. UMFM​’s pol­i­cy does not extend to any­thing that is inher­ent in the oper­a­tion of the Inter­net, and there­fore beyond UMFM​’s con­trol, and is not to be applied in any man­ner con­trary to applic­a­ble law or gov­ern­men­tal regulation.

When you send us e‑mail, we will use your name and e‑mail address only to respond to the con­cerns you write to us with. Your e‑mail may be shared with appro­pri­ate peo­ple with­in UMFM to help us respond to your con­cerns and improve our online ser­vices. If you choose to e‑mail a let­ter to the edi­tor for pub­li­ca­tion, or sub­mit a ques­tion to our advice col­umn, we may run your mes­sage and name in our site. We will not pub­lish your e‑mail address unless giv­en explic­it permission.

UMFM is post­ed online with­out war­ranties of any kind, either express nor implied. Con­tin­u­ing to access UMFM is con­fir­ma­tion that you agree to indem­ni­fy UMFM and its affil­i­ates par­tic­u­lar­ly pro­tect­ing us from any lia­bil­i­ties, claims, or expens­es for any dam­ages that may result from your use of this site. This includes direct, inci­den­tal, con­se­quen­tial, indi­rect, or puni­tive dam­ages and attor­ney’s fees aris­ing from your access to, or use of, UMFM, includ­ing, but not lim­it­ed to, chal­lenges for infringe­ment, libel and slander.

From time to time, UMFM may intro­duce new prod­ucts and ser­vices to its users and mem­bers. UMFM reserves the right to mod­i­fy this pol­i­cy at any time by noti­fy­ing cus­tomers, via this web­site, of a new pri­va­cy pol­i­cy. If you have any ques­tions or con­cerns regard­ing our pri­va­cy pol­i­cy please email the webmaster.